Home Loan Repayment Calculator

Calculate your monthly mortgage repayments, compare interest rates, and view your full amortization schedule.

Home Loan Repayment Calculator

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Interest Rate Comparison

See how different rates affect your repayments

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Amortization Schedule

$500,000 at 6% over 30 years — yearly breakdown

YearPrincipalInterestBalance
Year 1$6,140.06$29,832.97$493,860
Year 2$6,518.76$29,454.27$487,341
Year 3$6,920.83$29,052.20$480,420
Year 4$7,347.69$28,625.34$473,073
Year 5$7,800.88$28,172.15$465,272
Total$500,000$579,191$0

Home Loan Calculator FAQ

Disclaimer: All calculations are estimates only and do not constitute financial, tax, or legal advice. Tax rates are based on ATO 2025-26 figures. Always consult a qualified professional before making financial decisions. Terms · Privacy